Paul LeWinter Long Term Care Insurance Specialist

Independent Insurance Agent

Toll Free: (888) 657-7780

Office: (305) 233-9626

Cell: (305) 401-6103

Fax: (305) 971-9410

Email: paul.lewinter@acsialtc.com

ACSIA

Selecting an Insurance Company

You will own your policy for many years, so choosing an insurance company which will stand the test of time is important. Your insurance agent should be able to provide you with a choice of carriers and make recommendations. Often, an applicant's health history will narrow the choice, which points out the wisdom of considering insurance at earlier ages.

Doing your own research and asking questions will provide needed information. Here are some specific questions you may want to ask:

  • *How long has the company been selling Long Term Care Insurance?
  • *Tell me about the financial strength and credit history?
  • *How do the companies compare?
  • *Tell me about the company's history of rate increases?

Fortunately, ACSIA has taken great care in selecting our portfolio of Long Term Care Insurance companies. Our agents specialize in Long Term Care Insurance and are trained in product and company selection. They are aware of all policies available in the marketplace, their benefits and costs. This greatly helps in the process of tailoring the best and most economical policy.

  • Genworth
  • John Hancock
  • MedAmerica
  • Mutual of Omaha
  • United of Omaha
  • usaofpa
  • Transamerica
  • Gilico
  • Legacy
  • Life of SoutWest
  • Sunlife
  • Life Secure
  • One America
  • One America
  • GTL

Genworth Financial

Genworth Genworth Financial is a leading insurance holding company, serving the lifestyle protection, retirement income, investment and mortgage insurance needs of more than 15 million customers globally. The company's Long Term Care Insurance Division is a leading provider of long term care insurance in the U.S., having helped pioneer long term care insurance more than 34 years ago, and today serving the needs of more than one million policyholders.

John Hancock Life Insurance Company

John Hancock John Hancock Life Insurance Company is one of the most respected, well-known Long Term Care Insurance carriers. They are an industry leader with one of the largest numbers of policyholders compared to industry peers. Policyholders benefit from the financial strength and innovative plan designs that are hallmarks of John Hancock's continued success.

MedAmerica

MedAmerica MedAmerica is a wholly owned subsidiary of a prominent not-for-profit health insurer with more than 65 years of service to more than 2 million people. They have been offering quality Long Term Care Insurance products to employer groups and individuals for over 15 years.

Mutual Of Omaha

Mutual of Omaha Mutual Of Omaha has been in business for almost one-hundred years. As a company that has been helping people plan for their future long-term care needs since 1987, Mutual of Omaha is a wise choice for individual long-term care insurance.

Transamerica Life Insurance Company

United of Omaha Transamerica Life Insurance Company has been in business for over 100 years. Since 1987, Transamerica Life has been marketing, selling and servicing Long Term Care insurance products making it one of the most experienced companies in the Long Term Care insurance industry. Transamerica Life offers its products through both individual and multilife channels.

United of Omaha Life Insurance Company

United of Omaha United of Omaha Life Insurance Company offers a diversified portfolio of life insurance, fixed annuities and other insurance and financial services products through Mutual of Omaha's agency sales force, group sales offices and independent agent networks.

Guaranty Income Life Insurance Company (GILICO)

Gilico Guaranty Income Life Insurance Company (GILICO) offers competitive life insurance, long-term care, and annuity products and services to help families meet their financial needs, including wealth protection and wealth creation, today and in the future.

Legacy

Legacy Since 1993, Legacy has sold more than $15 billion in fixed annuity premium through its nationwide network of independent agents. Known as an innovator in the industry, Legacy has created fixed annuity products with an unbeatable combination of growth potential and principal protection—securing the best possible products to fit a wide range of customer needs.

Life of SouthWest

Life of SoutWest LSW is the trusted leader in traditional fixed and indexed annuities. SecurePlus TLC, an interest indexed annuity, and RetireMax TLC, a traditional fixed annuity, are excellent single premium deferred annuities. LSW is a member of The National Life Group. A dynamic and growing family of financial service companies offering products and services which help individuals and businesses meet their financial goals.

Sun Life Assurance Company of Canada

SunlifeSun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, began operating in the U.S. in 1895. Since then, the company has grown and expanded in the U.S. and now the Sun Life Financial group of companies sells a wide variety of innovative wealth accumulation and protection products to individuals and businesses throughout the country.

LifeSecure Insurance Company

Life Secure Founded in 2006, LifeSecure Insurance Company is a wholly-owned subsidiary of an $11 billion health insurance corporation that serves over 5 million members. LifeSecure is dedicated to providing uncomplicated insurance solutions to help people protect themselves from unforeseen health-related risks and expenses. Their guiding business philosophy is focused on delivering “easi”: expertise, accessibility, simplicity and innovation to their customers.

OneAmerica

One America The State Life Insurance Company, a OneAmerica ® company, is focused on providing asset-based Long Term Care products. State Life is a recognized leader in providing these products, which utilize life insurance, fixed-interest deferred and immediate annuities. The company’s extensive Care Solutions portfolio of products helps consumers prepare for future Long Term Care needs by helping to protect their assets.

Lincoln Financial Group

Lincoln Group Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services.

Guaranteed Trust

GTL Founded in 1936, Guarantee Trust provides a diverse offering of health, accident, life and special risk insurance to individuals and families through individual agents and brokerages around the country.

United Security Assurance

usaofpa United Security Assurance Company of Pennsylvania is a privately held company owned by CMS Financial Services Corp. Since 1983, we have been dedicated to providing quality life and health products at fair and reasonable rates, and are committed to the equitable treatment of our agents and policyholders. Our expertise in the individual insurance market, especially senior life plans such as: long term care, home health care, and hospital indemnity help to produce outstanding outcomes. We strive to build effective, long lasting relationships and take pride in our responsiveness to our agents’ and policyholders’ needs.